Studying personal finance is the most high-leverage thing you can do in your 20s

As I’ve grown older, I’ve realized more and more that a large factor in the quality of my life is determined by the quality of my financial decisions.

Learning about personal finance in my 20s and becoming financially literate was one of the highest ROI things I’ve ever done.

There’s a lot of bad advice and opinons out there. Having a solid grounding in investment fundamentals and being able to do the math myself has made me far more confident in making financial decisions, and much more satisfied with my overall direction and trajectory in life.

The two best books I’ve read on the subject have been The Little Book of Common Sense Investing by Jack Bogle, the founder of Vanguard, and The Psychology of Money by Morgan Housel.

This is not financial advice.